---
title: "Psych News Alert: States Get Power to Design Health Insurance Packages"
description: In a decision that could result in less-generous insurance benefits for mental health care than the original promise of health reform, the O...
image: https://alert.psychnews.org/hubfs/Imported_Blog_Media/health%20care%20reform%20pills_32277535-Jun-24-2025-10-26-19-8930-PM.jpg
---

 12/20/11 12:00 AM

# States Get Power to Design Health Insurance Packages

![Picture of Psychiatric News Alert](https://alert.psychnews.org/hs-fs/hubfs/Psych%20News%20Email%20Banners/PN-Blue-Box_rgb.png?width=50&name=PN-Blue-Box_rgb.png) [ Psychiatric News Alert ](https://alert.psychnews.org/author/psychiatric-news-alert)

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[![](https://alert.psychnews.org/hs-fs/hubfs/Imported_Blog_Media/health%20care%20reform%20pills_32277535-Jun-24-2025-10-26-17-6160-PM.jpg?width=200&height=170&name=health%20care%20reform%20pills_32277535-Jun-24-2025-10-26-17-6160-PM.jpg)](https://alert.psychnews.org/hubfs/Imported_Blog_Media/health%20care%20reform%20pills_32277535-Jun-24-2025-10-26-18-7247-PM.jpg) 

In a decision that could result in less-generous insurance benefits for mental health care than the original promise of health reform, the Obama administration has decided that states will get to determine what will be covered in the package of minimum benefits that millions of Americans will get through private insurers. As announced by Health and Human Services Secretary Kathleen Sebelius, states could choose among several packages of benefits that will be offered to their residents. These could range from the comprehensive benefits offered to federal employees to those included in the more limited packages offered by small-business insurance plans or even through HMOs. These benefit packages would apply to those gaining private insurance through provisions of the health reform law, those already insured through plans offered by small businesses, and those purchasing individual plans. If a state declines to choose a minimum package, the default is the coverage offered in the state's most popular small-business plan.

Learn more about key aspects of the health care reform law in the APA publication ["Health Care Reform: A Primer for Psychiatrists"](http://www.appi.org/SiteCollectionDocuments/Journals/PSY/HealthCareReform.pdf)  and in *[Psychiatric News](http://psychnews.psychiatryonline.org/newsarticle.aspx?articleid=113351)*.

(image:iQoncept/shutterstock.com)

[health insurance and the mentally ill](https://alert.psychnews.org/tag/health-insurance-and-the-mentally-ill), [insurance benefits](https://alert.psychnews.org/tag/insurance-benefits), [health reform](https://alert.psychnews.org/tag/health-reform)

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[health insurance](https://alert.psychnews.org/tag/health-insurance), [mental illness](https://alert.psychnews.org/tag/mental-illness), [healthcare reform](https://alert.psychnews.org/tag/healthcare-reform)

## [Mental Illness Among Most Common Pre-Existing Conditions for Americans](https://alert.psychnews.org/2012/04/mental-illness-among-most-common-pre.html)

![Picture of Psychiatric News Alert](https://alert.psychnews.org/hs-fs/hubfs/Psych%20News%20Email%20Banners/PN-Blue-Box_rgb.png?width=50&name=PN-Blue-Box_rgb.png) [Psychiatric News Alert](https://alert.psychnews.org/author/psychiatric-news-alert) 

 4/27/12 12:00 AM

[ Read more ](https://alert.psychnews.org/2012/04/mental-illness-among-most-common-pre.html)

[![](https://alert.psychnews.org/hs-fs/hubfs/Imported_Blog_Media/shutterstock_86109493-Jun-24-2025-10-38-09-3306-PM.jpg?height=200&name=shutterstock_86109493-Jun-24-2025-10-38-09-3306-PM.jpg) ](https://alert.psychnews.org/2012/09/health-care-spending-rose-higher-than.html)

[health care reform](https://alert.psychnews.org/tag/health-care-reform), [drug prices](https://alert.psychnews.org/tag/drug-prices), [health care spending](https://alert.psychnews.org/tag/health-care-spending)

## [Health Care Spending Rose Higher Than Expected in 2011](https://alert.psychnews.org/2012/09/health-care-spending-rose-higher-than.html)

![Picture of Psychiatric News Alert](https://alert.psychnews.org/hs-fs/hubfs/Psych%20News%20Email%20Banners/PN-Blue-Box_rgb.png?width=50&name=PN-Blue-Box_rgb.png) [Psychiatric News Alert](https://alert.psychnews.org/author/psychiatric-news-alert) 

 9/26/12 12:00 AM

U.S. health care spending grew at a faster pace than expected in 2011, according to a report...

[ Read more ](https://alert.psychnews.org/2012/09/health-care-spending-rose-higher-than.html)

[![](https://alert.psychnews.org/hs-fs/hubfs/Imported_Blog_Media/shutterstock_104400389-Jun-24-2025-03-55-06-0650-PM.jpg?height=200&name=shutterstock_104400389-Jun-24-2025-03-55-06-0650-PM.jpg) ](https://alert.psychnews.org/2012/09/census-bureau-reports-decrease-in.html)

[health insurance](https://alert.psychnews.org/tag/health-insurance), [Affordable Care Act](https://alert.psychnews.org/tag/affordable-care-act), [healthcare reform](https://alert.psychnews.org/tag/healthcare-reform), [Census Bureau](https://alert.psychnews.org/tag/census-bureau)

## [Census Bureau Reports Decrease in People Without Health Insurance](https://alert.psychnews.org/2012/09/census-bureau-reports-decrease-in.html)

![Picture of Psychiatric News Alert](https://alert.psychnews.org/hs-fs/hubfs/Psych%20News%20Email%20Banners/PN-Blue-Box_rgb.png?width=50&name=PN-Blue-Box_rgb.png) [Psychiatric News Alert](https://alert.psychnews.org/author/psychiatric-news-alert) 

 9/14/12 12:00 AM

The U.S. Census Bureau announced this week that the percentage of people without health insurance...

[ Read more ](https://alert.psychnews.org/2012/09/census-bureau-reports-decrease-in.html)

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